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PRIVACY POLICY
We
take very
seriously our obligation to protect the personal information you share
with us. "Personal information" means information that identifies you
personally and is not otherwise available to the public. It may include
personal financial information, such as credit history, income and
employment history.
Information
We May Collect and From Whom
We
collect personal
information about you to offer you financing for lots, timeshares,
interval estates, residential real estate and home building. The type
of information we collect and the extent to which it is used varies
depending on the products or services you purchase from us.
We may
obtain
information about you from applications and other forms you submit to
us, from your transactions and dealings with us and others, from
consumer reporting agencies, and from other sources, such as our Web
site.
For
example:
We may
obtain
information such as your name, address, telephone number, social
security number, taxpayer identification number, assets and income from
applications and other forms you submit to us.
We may
obtain information such as payment history from your transactions and
other dealings with us and others.
We may
obtain information such as creditworthiness or credit history from
consumer reporting agencies.
We may
obtain
information based on your use of our Web site such as the name of your
Internet Service Provider (ISP), your Internet Protocol (IP) address,
your computer's operating system and Web browser, and your use of the
information, products and services offered via our Web site.
Information
We May Disclose
In the
course of
our conducting our business there are circumstances in which we may
disclose to other parties the information we collect about you, as
described above. These disclosures are only made as permitted or
required by law, such as disclosures to affiliates, lending
institutions and organizations that perform services or functions on
our behalf to serve you and to regulatory, law enforcement and
governmental authorities.
For
example, we may
disclose all of the information we collect, as described above, to the
property owners association, financial companies or organizations that
perform administrative services for us, our accountants, our attorneys
or to state and federal agencies governing the sale of our product.
When
information is
disclosed to a third party to perform services or functions on our
behalf, we expect them to adhere to procedures and practices that
maintain the confidentiality of your personal information, to use the
information only for the limited purpose for which it was shared, and
to abide by all applicable privacy laws.
Confidentiality
and Security
We
restrict access
to information about you to those employees who need to know that
information to provide products or services to you. We maintain
physical, electronic, and procedural safeguards to protect your
information.
Further
Information
We may
change our
privacy policy at any time. As long as you remain a customer, we will
notify you of any modifications as required by law. Should your
relationship with us end, we will continue to limit disclosures of your
information in accordance with our stated privacy policy.
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